Hire an Experienced Hailstorm Lawyer Today
Were You A Victim Of Your Insurance Company?
At the Moore Law Firm, we’ve seen countless cases all over South Texas where insurance companies have denied, delayed, and underpaid rightful claims by property owners who were victims in other hail and windstorms that caused upwards of tens of thousands of dollars’ worth of damage. These practices are illegal and you’ve already paid enough in premiums and payments to your insurance company. It’s time to make your insurance company pay up.
By The Numbers
In 2013, State Farm, alone, made $68.3 BILLION in revenue. To put that into perspective, that’s more than McDonald’s, Nike, and Visa COMBINED! At the end of the day, an insurance company is just another business trying to make a profit, even if that means breaking the law by rejecting your rightful claim.
Over 6,500 cases have already been filed with the County District Courts all over South Texas. Those are over 6,500 different rejected claims, over 6,500 different families, over 6,500 different stories of how every-day, hardworking, insurance premium paying people like the good citizens of South Texas were unjustly rejected and left to pay for their leaky roofs, broken windows, torn up fences, and damaged homes out of their own pocket by their multi-billion dollar insurance company.
Our dedicated, insurance fighting attorneys at the Moore Law Firm think enough is enough.
So What Do I Do If My Claim Was Denied, Delayed, Or Underpaid?
Call the Hailstorm Lawyers at The Moore Law Firm immediately. Insurance companies may be potentially held liable for up to three times the damages for acting in bad faith and may potentially even pay your attorney’s fees. We are here to help you navigate the insurance claims process. You may possibly be owed much more than you have already been paid by your insurance.
Contact the Hail Damage Lawyers at the Moore Law Firm for your free initial consultation at 956-630-HAIL today.
Call Today For Your Free Damage Inspection!
What You'll Need To Do To Start Your Case
Get Your Claim StartedCall your insurance agent or company, and get a claim number. Your insurance company needs to know your house has gone through this historic hailstorm.
Even If You Don't See DamageThe insurance company must inspect your house. Why? Later on when you sell your house, if the buyer’s inspector finds hail damage, you will pay for the repairs not your insurance company. You’ve paid those premiums for years; don’t hesitate to get your claim moving forward.
Written NoticeYou are required to give proper notice to the carrier about your claim. Written notice is the best practice. If you need a form, please send me an email, and I’ll send you a form. My email address is: firstname.lastname@example.org
Repair RecordsI can’t tell you how important this is. Clean up work, temporary repairs, tarps on roofs, debris removal, pool cleaning, etc…. anything you did or purchased, may be used against your deductible or may be reimbursable. Keep a diary with dates, times and notes of all your conversations with your adjuster.
PicturesDocument all your damages. The old saying, a picture is worth a thousand words, is true. A year from now while fighting with your insurance carrier, your memory will have faded. So, pictures of your damages will help you get reimbursed for your loss.
Temporary RepairsMake any necessary repairs so that your property damage doesn’t get worse. Put tarps on roofs, boards on windows, and remove broken tree limbs, etc. Take before and after pictures.
Make A List Of Your DamagesThis will help you get organized and keep track of what you’ve lost.
Insurance PolicyIf you can’t find it, call your agent, and they will send it to you, free of charge.
InspectorsOnly let your insurance adjuster and contractor get on your roof. Each time someone walks on your roof, more damage may likely occur.
Second OpinionAfter the insurance adjuster gives you their estimate, get a second, unbiased opinion from a licensed contractor. The insurance company may try to save money by undervaluing your claim. Get an independent repair estimate, in a form understood by the insurance industry, so the repairs will be authorized. If you need assistance with finding a qualified, licensed inspector, send me an email or call.
Claim ProcessSince this storm was declared a “catastrophe,” your insurance carrier will have 30 days to accept or reject your claim. Within this period, the insurance carrier may ask for more time, and will send you written notice why it needs this extension. Once your claim has been accepted, the carrier must pay you within 5 business days. You need to promptly respond to any requests for information from your carrier; any hindrance will only delay the carrier’s statutory requirement to timely pay you. Claims adjusters will deal with you directly and … these adjusters are highly trained and skilled negotiators. That “Second Opinion” will give you solid grounds to advocate your position.
The insurance claim process will take time and likely be very frustrating. If you have any other questions or comments, please don’t hesitate to call or send me an email. Talk to you soon.
UPDATE: HURRICANE MATTHEW TO MAKE LANDFALL IN U.S.LIVE Hurricane Tracker
CNN is reporting that Hurricane Matthew has now forced nearly 2 Million to evacuate their homes for shelter from this devastating storm, the most since Hurricane Sandy in 2012.
Rising Death Toll
As of this writing, this storm has already killed 113 people, mostly in the small country of Haiti. Unfortunately, more causalities are expected to be reported within the next few days.
Are You Prepared?
Fortunately, Hurricane Matthew is not in the path of South Texas as of this writing, however, that does not mean you shouldn’t be prepared. During a major hurricane, such as Matthew, always expect some rainfall and always make sure your home is protected from flooding or leaking roofs.
Call a Hailstorm Lawyer Now!
Call the Moore Law Firm today at 956-630-HAIL for your FREE consultation. Don’t wait another minute for your insurance to continue to take advantage of you.
UPDATE: Granjeno, Texas, Hidalgo, Texas Rocked By Major Windstorm
State of Disaster Declared For Hidalgo County
Texas Governor Greg Abbott has declared a state of emergency for Hidalgo county as well as 30 other Texas counties including Austin, Bandera, Bastrop, Brazoria, Brazos, Burleson, Coleman, Colorado, Erath, Fayette, Fort Bend, Grimes, Hood, Jasper, Kleberg, Lee, Leon, Liberty, Lubbock, Montgomery, Palo Pinto, Parker, Polk, Robertson, San Jacinto, Tyler, Walker, Waller, Washington and Wharton.
Granjeno, Hidalgo In The Path Of The Storm
The cities of Granjeno and Hidalgo, Texas were affected most by Tuesday night’s storm as winds blasted up to 85 MPH in south Hidalgo County. Currently, residents of both RGV cities are attempting to rebuild after the May 31st. storm. Local news outlets reported roof damages suffered by State Farm Arena that caused a wall to collapse entirely.
What Should I Do If My Home Was Damaged By The Storm?
Call 956-630-HAIL (4245) to speak to a storm damage litigation expert at the Moore Law Firm to help guide you through your claim process. Our lawyers are experienced in litigating storm damage claims with insurance companies who could potentially undervalue or even deny your claim.
Having Moore Law Firm on your side means having over 50 years of litigation working toward potentially compensating you for your storm damage claim. With litigation experts in our principal office in McAllen, help is only a phone call away.
Call 956-630-HAIL today.
Contact The Moore Law Firm
McAllen, Texas 78504